Maberly, a hard-bitten, forceful and abrasive entrepreneur, self-confident to the point of arrogance, had prospered initially as a London contractor for army clothing, and subsequently as the owner of the Broadford linen and sailcloth factory in Aberdeen and founder of the Exchange and Deposit Bank in Edinburgh, with branches eventually established in Aberdeen, Dundee, Glasgow and Montrose. As Member for Rye from 1816 to 1818 he had supported the Liverpool ministry, but he had fallen out with them in somewhat mysterious circumstances at the time of the dissolution of the 1812 Parliament. After he had secured an unopposed return for the single Member borough of Abingdon, which he had been cultivating for several months, his politics underwent a complete transformation, as he moved into uncompromising opposition, though he never joined Brooks’s. There were suggestions that his conversion owed more to disappointed ambition, possibly for a peerage or to supplant the existing government-backed patron of Rye, than to conviction; but on the hustings in 1830, while hinting that there was some truth in the latter story, he attributed it largely to his disgust at the government’s failure to reform the fiscal system and promote economy and tax reductions.
His unopposed return for Abingdon at the general election of 1820 was a foregone conclusion.
On 18 Sept. 1820 he spoke and voted, in the minority of 12, for Hobhouse’s motion for a prorogation of Parliament, explaining that he had divided in good faith for Wilberforce’s compromise resolution of 22 June, but that ministers had since proceeded with the prosecution of Queen Caroline in the teeth of public opinion. As the owner of a ‘charming’ property at Croydon, he signed the requisition for and attended the Surrey county meeting to petition in her support, 2 Feb. 1821, when he called for economies and tax reductions and attacked the county Member, Holme Sumner, for his assertion of the queen’s guilt.
At the Surrey county meeting to petition for relief from agricultural distress, 4 Feb. 1822, Maberly urged the reformers not to create discord: ‘though parliamentary reform was the most desirable thing they could have, it was inexpedient to connect it with the present petition’.
the useless task of disputing the estimates, item by item, since all exertions were rendered unavailing by the overwhelming majorities of ministers. He entreated ... [Hume] not to exhaust his own strength, and that of his friends, night after night, but to propose at once a reduction of taxation to the amount which he considered fair and reasonable, and then to leave the country to decide between him and ministers.
On the budget, 1 July, when he called for greater economies, he observed that ‘the country would go on increasing in prosperity, not in consequence of its good government, but in spite of its bad one’. Next day, supporting repeal of the house and window taxes, he denied that in attacking the ‘delusion’ of the sinking fund, the opponents of ministers were seeking to undermine public credit. He supported amendments to the navy five per cents bill, 25 Feb., 4, 8 Mar. He made some progress in his campaign to secure an improvement in the way the public accounts were presented, explaining on 1 Mar., when he gave notice of a motion and expressed his pleasure that ministers intended to act, that he had recently gone to the treasury himself to point out an error. His demands for the production of large quantities of relevant papers, 4, 13 Mar., ruffled ministerial feathers. When he moved for the appointment of a select committee of inquiry into the means of simplifying the accounts, 14 Mar., government moved a restrictive amendment; but when Vansittart offered to take up the question at a later date, Maberly withdrew his motion. On 27 Mar. he complained that accounts ordered the previous May had not yet been produced.
Maberly attended the Surrey reform and distress meeting, 10 Feb. 1823, but evidently remained silent while William Cobbett† created trouble.
Maberly secured the return of another clutch of financial papers at the start of the 1824 session.
Maberly endorsed Hume’s criticism of the navy estimates, 14 Feb. 1825.
It is hinted to me that he considers he ought to have been invited to our committee and has taken offence. He hinted that the original idea of a metropolitan institution came from himself. As he is by no means an agreeable man to act with I hope you will agree with me that he is not worth conciliating. His claim of originality in this scheme is equally unfounded and ridiculous.
Brougham mss, Smith to Brougham, 6 Sept. 1825.
On the address, 2 Feb. 1826, Maberly joined in praise of the Bank for its conduct during the recent financial panic, though he carped that it would have done even better if it had not been ‘crippled ... by the dead weight of mortgages’. He thought that the difficulties had been exacerbated by the government’s deluging the country with bank notes. He secured the production of a series of accounts, as usual, 6, 7, 10 Feb.
On 10 May 1826 Maberly, confident of an unopposed return for Abingdon at the approaching general election, had treated a dinner gathering of 280 of his constituents to an elaborate and boastful explanation and defence of his conduct in the expiring Parliament. Claiming to be attached to no party, he stressed his campaign for tax reductions, reform of the sinking fund, an improvement in public accounting and ‘just and fair corn laws’. On parliamentary reform, he declared his strong preference for a ratepayer franchise to anything approaching universal suffrage; and, justifying his conversion to support of Catholic relief, for which ‘the proper time was then come’, he promised to be bound by his constituents’ views on the subject in the next Parliament. The appearance of a local Tory challenger a few days later sent him hastily back to the borough to canvass again; but the opposition collapsed after a fortnight. At his uncontested election, Maberly repeated his account of his ‘stewardship’, denied having ‘pursued a systematic opposition to government’, whose recent implementation of liberal commercial policies he applauded, and repeated his pledge to take the ‘instructions’ of his constituents on the Catholic question. After the formalities he rushed off to Northampton, where his son was involved in a fierce but ultimately successful struggle against a Tory backed by the corporation. From a window of the Peacock inn he angrily denounced their alleged misappropriation of corporate funds.
Maberly had taken one Richards into partnership with him in the Aberdeen linen works in March 1825, and in about 1826, when his long-running dispute with the older Scottish banks over the time in which a draft on a London bank could be cashed came to a temporary end, he seems to have established a branch of his own bank in London, initially in Upper Thames Street and later in Bread Street.
Maberly presented petitions from retail brewers of Gloucestershire for alteration of the licensing laws and from Blackburn cotton spinners for a minimum wage, 9 Apr. 1827.
Maberly began the 1828 session in belligerent mood, pressing for economies in the estimates and threatening to oppose ‘every grant of money’ unless proper and full accounts were first laid before the House, 1, 4, 6 Feb. On 11 Feb. he voiced his suspicion that Peel, the new home secretary, would not go into the business of the finance committee, for full details of which Maberly was desperate, with the same ‘fairness’ as would Canning. In committee on the navy estimates, he attacked the sinking fund in its present guise as a permanent charge on the consolidated fund, and demanded to know whether the finance committee would be allowed to go beyond ‘a bare examination of accounts’ and to recommend future levels of expenditure: if not, he was determined to divide against every supply proposal, which he now did on the grant for 30,000 seamen, being defeated by 48-15. The next day he expressed pleasure that Peel, contradicting Huskisson, had given assurances that the committee would have the same remit as that of 1817, but he was still suspicious enough to hope that it was ‘not intended as a delusion, to amuse and gull the public’. He recommended Poulett Thomson to drop his opposition to the navy estimates, but was in a minority of eight for Hume’s amendment for economies. In drawing up lists of candidates for the finance committee, to which Maberly was duly appointed, 15 Feb., Peel and Herries had been at pains to achieve a balance between safety and appearance. Maberly and Hume were included among five ‘reformers’; but, so Herries hoped, they would ‘in some material points counteract each other. Maberly will support establishments and run at the sinking fund, while Hume will be ultra violent against both’.
We see now the folly, as we before saw the cowardice, of putting Hume and Maberly on this committee. They are more troublesome than ever, because being placed on the committee has redeemed their characters, and increased their information ... I whispered this to Peel, whose act it was, and he was very little pleased with the remark.
Ibid. i. 419.
Maberly kept up his refrain of the need for better information and an extension of the powers of the finance committee on the navy estimates, 19 May, the vote for civil contingencies, 30 May, when he called for an annually renewable select committee to examine details before they were submitted to the House, the vote for volunteer corps, 13 June, and the governorship of Dartmouth Castle, 20 June, when he voted for a reduction in the salary. On 19 May he presented a petition from Abingdon corporation against the alehouses licensing bill, which he spoke against, 19 June. He objected to the bill to restrict the circulation of Scottish bank notes in England, 3 June, and voted for inquiry into the question, 5 June. He divided to postpone consideration of the grant for missionary work in the colonies, 6 June, and in favour of the Irish assessment of lessors bill, 16 June, and on 30 June opposed the additional churches bill, against which he presented a petition from Westminster, 3 July. The following day he explained the grounds on which the finance committee had recommended reduction of the salary of the lieutenant-general of the ordnance, for which he now voted, and later supported Hume’s adjournment motion, complaining that it was unfair to keep hard-working members of the committee up late on these ‘most extravagant of all’ estimates. He demanded further reductions, 7 July, when his own motion to halve the cost of the ordnance survey was rejected by 126-9, and he voted against the grant for Canadian military canals. On 8 July, however, he acknowledged the government’s willingness to implement all the recommendations of the finance committee except that concerning the lieutenant-general’s salary, as well as accepting their bill to regulate public pensions and salaries. On 10 July he expressed his hope that the projected 30 per cent maximum duty on East Indian silk would be strictly adhered to, and protested against a surreptitious attempt to bring forward the date for repeal of the linen bounties. He had more to say on the silk duties, 15, 16 July, when he supported Poulett Thomson’s amendment to limit the duty to 30 per cent and urged ministers to drop the measure. He voted for the corporate funds bill, 10 July, and on 17 July supported Otway Cave’s call for inquiry into the conduct of Leicester corporation. He voted against the archbishop of Canterbury’s registrar bill, 16 June. He would have been one of the majority who voted by 10-9 in the finance committee, 23 June, to recommend the application of a real surplus of revenue rather than a fixed sum to the sinking fund;
In January 1829 a public meeting at Cheltenham voted thanks to Maberly for his efforts to secure a reduction of the assessed taxes. In reply, he doubted whether any minister would lower taxation sufficiently ‘until he shall be convinced of its necessity by the manifestations of the people, through their representatives’.
Returning to financial questions, he said that revival of the finance committee would check the potential increase in expenditure, 2 Apr., when he moaned that without it, individuals such as himself were powerless to prevent the voting of vast sums of public money by thin and indifferent Houses. He welcomed ministers’ agreement to refer the Irish miscellaneous estimates to a select committee, 4 Apr. He again complained that without proper accounts and information, ‘we are granting money in the dark’, 6 Apr. He had reservations about details of the assessed taxes composition bill, 9 Apr. On 13 Apr. he moved for the continued production of accounts of the national debt, with the object of demonstrating that its redemption had last year cost £157,000. He gave ‘warm support’ to the silk trade bill and countered Sadler’s protectionist arguments, 1 May. He voted to transfer East Retford’s seats to Birmingham, 5 May, and for Lord Blandford’s parliamentary reform scheme, 2 June. On the budget, 8 May, he again applauded ministers’ change of heart on the sinking fund, but also deplored the loss of the finance committee and denounced the issue of £3,000,000 in exchequer bills as ‘a profligate waste of the public money’. He returned to the latter theme, 11, 14, 22 May, when he estimated the loss at £480,000 and, regretting that Goulburn had adopted this tortured course after seeming to be on the right track, commented that ‘there is ... something in the constitution of a chancellor of the exchequer which leads him out of the straight road into complicated ways’. On 21 May he joined in Hume’s opposition to the ecclesiastical courts bill which Peel, the home secretary, reeling after eighteen hours unbroken labour, denounced at three in the morning as ‘the most vaxatious within the memory of the House’; Maberly was in Hume’s minority of three. He voted to reduce the grant for the marble arch, 25 May. He supported the appointment of as select committee, to which he was named, to investigate the conduct of the architect John Nash over the leasing and sale of crown lands, 27 May; but he thought its sponsor, Davies, went too far in making allegations before it had reported, 19 June. He voted to reduce the duties on hemp, 1 June, considering the ministerial proposal a dereliction of the principle of removing imposts on raw materials. On the presentation of a Blackburn petition complaining of manufacturing distress, 12 June, he said that the best remedy was a programme of tax reductions and called for mass petitioning on the subject if ministers did not act in the next session. At the August 1829 school visitation feast at Abingdon, where there were increasing mutterings about distress and unemployment in the local hemp and flax manufacturing industries as a result of competition from Scotland, Maberly pledged to continue to work for tax reductions.
He duly did so, with implacable determination, in the 1830 session, when he set the tone by supporting the amendment to the address, 4 Feb. His remarks on the currency, which he wanted to see established on a sound paper system, drew some satirical comment the next day from Sir Joseph Yorke, from whom Maberly extracted an apology. He described the ‘monopoly’ created by the corn laws as ‘a law to starve the people’, 8 Feb. Supporting Hume’s motion for a revision and reduction of taxation, 15 Feb., when he went into considerable detail in his ‘long and dull’ review of the national finances, he repeated his lament for the finance committee, as he did on several more occasions during the session.
At the general election of 1830 he was challenged by the Tory Ebenezer Fuller Maitland*, a Berkshire squire, whose backers sought to blame Maberly, as a Scottish manufacturer, for the decline in the local fabric industries. He had already denied responsibility for these problems, bluntly blaming the Abingdonians’ own lack of enterprise and offering to pay for a delegation to go to study the improved techniques used in Scotland, and he made an elaborate defence of his parliamentary conduct at a dinner on 6 July. He boasted of his determined campaign for tax reductions and economies, declared his support for ‘gradual reform’ of Parliament, particularly by enfranchising large towns, stood by his opposition to restrictive duties on trade and high protection and took credit for having secured the adoption by ministers of a proper national balance sheet and the appointment of the finance committee. As for Catholic emancipation, he said that if his constituents had censured him for his vote at the time he would have resigned his seat, but that as they had remained silent they could not fairly impugn him retrospectively. He largely repeated this performance on the hustings, adding some ad hominem jibes at his opponent and alleging bribery and interference by the corporation. He had a comfortable victory at the poll.
At a party meeting before the opening of the new Parliament, 31 Oct. 1830, Maberly was reported to have put and end to ‘a good deal of talking which came to very little’ by asserting that ‘a party could only act upon some principle’, whereupon it was ‘agreed that reform and retrenchments were to be our great objects’. However, his advocacy of ‘opposition to every sort of monopoly’ cut little ice.
tranquillity will not continue without reform. There is no disaffection abroad; the people are well inclined, and all they want is that to which they are fairly and honestly entitled. If that is not conceded to them, I fear a state of things will arise which we shall regret.
He thought Hume was wasting valuable time by pressing for information on the official printers, 5 Nov. He was an absentee from the decisive division on the civil list, 15 Nov., when, according to a local newspaper, he was ‘accidentally shut out’.
When Althorp, who at the turn of the year was reported to be ‘coaxing’ Maberly, Hume and others of the same stamp ‘in small select parties’, revealed his plans to deal with the civil list, Maberly applauded his innovative plan to take out diplomatic and other expenses and put them under parliamentary control, but was not happy with the proposals touching the granting of pensions. Lord Ellenborough thought that he had expressed his reservations ‘doubtingly’ on account of his son’s appointment as surveyor-general of the ordnance.
Maberly, whose father died on 3 June 1831, voted for the second reading of the reintroduced reform bill, 6 July, and was a steady supporter of its details, though he paired for the divisions of 5 and 17 Aug. He deplored the opposition’s obstructive tactics, 12 July, and ascertained that they were adopted in defiance of Peel’s prior agreement with ministers. Five days later he privately confided to Goulburn ‘his apprehension that the radical party were beginning to object to the bill and would be very troublesome’.
Maberly voted for the third reading, 19 Sept., and passage of the reform bill, 21 Sept. 1831. He voted for the second reading of the Scottish bill, 23 Sept., and on 4 Oct. declared that in neither counties nor burghs was ‘a single man ... fairly represented under the existing system’. On 10 Oct. he and Hume addressed a Marylebone parish meeting held in the grounds of his house in Regent’s Park: he said that in throwing out the reform bill the Lords had defied the wishes of the people, who should now assert their rights, and promised that ‘under no circumstances would he accept of any measure of reform from the detestable Tories’.
On 3 Jan. 1832 news broke that Maberly’s bank had failed, though the linen manufacturing business was unaffected. It soon afterwards emerged that he had in fact withdrawn from the latter, which overnight was restyled Richards and Company, the previous May. The failure was largely attributed to misguided transactions on the stock exchange and some disastrous foreign loans, which, according to Edward Ellice*, had forced Maberly to live from hand to mouth for the past two years. His fall elicited little sympathy, and indeed gave pleasure to many.
By then he was in the Netherlands, having gone to The Hague in August armed, at his own request, with a letter of introduction and recommendation from his friend the duke of Richmond to the prince of Orange.
